FAQs

How much am I allowed to borrow?

Anything between $500 and $30,000. Just choose an amount that's enough to cover what you're after, and low enough for you to pay it off easily.

What happens at the end of my contract?

Once you have met all your obligations under the terms of the contract, the loan is finished.

Can I borrow more down the track ?

You certainly can. If you just ask we will look at how much more you want to borrow and let you know.

What happens if I can't repay the loan?

We can help. If despite all your best intentions, something happens and you start struggling with your repayments, talk to us. Our friendly staff will be only too happy to help.

Can I pay the account off early?

Yes you can and good for you. We agree it is best to keep any debts to a minimum, as one never knows what the future holds.

Do I get a Credit Card with this loan?

No. This is a fixed term facility with no on-going, high interest credit at the end of term.

Credit Reference Agency

Companies used by loan brokers/providers to make assessments on individuals wishing to borrow from them. They keep records on the existing credit of businesses and consumers.

How long can I have to repay the loan?

You can have anywhere between 6 and 18 months to repay the loan. We will assist you in determining a term thats long enough for your repayments to be affordable, but short enough to let you pay the money back as quickly as you can.

Will my repayments change over time?

Your repayments will be a fixed amount once the contract agreement has been signed and your loan started.

Can I apply?

If you're 18 or over and an Australian resident, apply now.

How do I apply?

There are a few ways we can assist. You can apply online now, email us, request a call via this website or call us directly on (07) 3347 9100. We are here 9am - 5.30pm Monday to Friday.